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Savings Account Interest Rates
   
     
   
Institution Product Name Interest Rate (A.E.R) Minimum
amount you
must lodge
each month
Maximum
amount you
can lodge
each month
Maximum Balance
AIB
Regular Savings Account 3.50 €10 €300 N/A
Anglo Irish Bank Regular Annual Saver Account 4.00 €1 €1,000 N/A
Bank of Ireland Easy Saver 3.25 €20 €500 N/A
EBS Regular Savings Account 1.00 €5 €1,000 N/A
Halifax Flexi Saver Account 3.75 €1 N/A €1m
Irish Nationwide Regular Saver Deposit Account 4.35 €100 €1,000 N/A
National Irish Bank Flexible Savings Account 1.00 €1 N/A €1m
Northern Rock Demand Online 1.75 €1 N/A N/A
Permanent TSB 21 Day Notice 4.00 €1 N/A €50,000
PostBank Solid Saver 1.50 €1 N/A €1m
Rabodirect Rabodirect Savings Account 2.00 €1 N/A €1m
Ulster Bank Ulster Bank Regular Savings 1.25 €1 €500 €100,000
 

Rates last updated: 24th November 2009

Interest rates quoted are the headline rates available from each institution. Interest rates are sourced by reference to the financial institutions website or by direct contact by a representative of FinanceOne. Rates are updated every two weeks and are accurate at the time of input.

 

Small Print

AIB
Instant access to funds. Payment holiday available. No limits on withdrawls.
Anglo Irish Bank No withdrawals can be made from this account for the first 6 months. After this 6 month period has elapsed withdrawals can be made from this account without penalty. Should you make a withdrawal during the first 6 months the remaining balance and interest accrued on the account will be transferred into the Anglo Irish Bank Easy Access account which currently pays interest at a rate of 1.70% A.E.R.
Bank of Ireland This interest rate applies to balances up to €5,000. Balances over €5,000 will attract a rate of 1.00%. Up to 4 withdrawals per year without penalty.
EBS Withdrawals can be made from this account without penalty. The rate will not be less than ECB rate from 30/04/2009.
Halifax 3.75% available for balance up to €10,000 in the first year. All balances over €10,000 receive an interest rate of 2.00%. Withdrawls on demand without penalty.
Irish Nationwide The interest rate is guaranteed to be 3.35% above the ECB rate until 31/12/2009. Thereafter, the rate will be 1.00% over the ECB rate to 31/12/2010. 2 withdrawals can be made from this account each year without penalty.
National Irish Bank Withdrawals can be made from this account without penalty.
Northern Rock This is an online account. Minimum opening balance is €1,000. Rate is guaranteed to be no lower than the ECB rate until 01/01/2009. Withdrawals can be made from this account without penalty.
Permanent TSB 21 days notice must be given for any withdrawals. Withdrawals can be made from this account without penalty. Balances over €50,000 attract an interest rate of 1.50%
PostBank Withdrawals can be made from this account without penalty. Rate of 2% applies to account balances above €10,000. Rate of 1.00% for account balances to €9,999.
Rabodirect This is an online account. The interest rate of 4.30% applies to balances up to €1 million. Total balances over €1 million will attract a rate of 3.95%. Withdrawals can be made from this account without penalty.
Ulster Bank Instant Access to funds.
 
 
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