IrishSavings.ie is owned and managed by Finance One Limited - please see www.financeone.ie

These terms of business set out the basis on which Finance One Ltd will provide business services to you as an individual private client of the firm. Please take a few minutes to read through these and if you have any questions we will be happy to answer them.

Finance One Ltd is authorised and regulated by the Financial Regulator.

Finance One Ltd is authorised to advise clients in relation to deposit products but do not handle client monies.

Finance One Ltd will not charge clients for any advice or services in relation to deposit products. Finance One is remunerated by the banks where we hold a Letter of Appointment. If you require further details of this remuneration we will be happy to answer any of your questions.

Finance One holds a Letters of Appointment to act as a Deposit Intermediary for the following banks:

• Bank of Scotland (Ireland) Limited
• Permanent TSB
• EBS Building Society
• Anglo Irish Bank
• Investec Ireland
• Irish Nationwide Building Society

Finance One Ltd has relationships with the following Financial Institutions on Mortgage Broking business.